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: Also, I can get a personal loan at a 12% interest rate. There's no deferment, though, I have to start paying it back right away.

If I get $2000, It'll be about $50 a month for the next 48 months. I can cannibalize the loan itself for $50 a month until I graduate, then wipe it out in one blow with the proceeds from the mighty job I am sure (I hope) to get after I graduate.


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